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CCCCU Auto Loan Purchase or Refinance Promotion

Offer Valid: 04/01/2025 - 06/30/2025
Refinance or Buy & Save!
Auto Purchase & Refinance Promo
3.99% APR* for Up to 36 months
4.25% APR* for 37 to 60 Months
4.99% APR* for 61 to 84 Months

Direct Deposit/Payroll Deduction Special Bonus: Qualifying members with Direct Deposit or Payroll Deduction to their CCCCU account will receive an additional 0.25% discount off the Auto rates shown above and No Payments for the first 90 days.

Promotional Terms and Requirements:
  • Vehicle Year: 2020 or newer
  • Loan-To-Value (LTV): Must be less than 80.00% or Must purchase GAP Insurance.
  • Loan Amount: Must be greater than $15,000 (For loan terms greater than 37 months).
  • All Applicants FICO Scores: Must be 650 or higher.
  • Members must be a Mobile app and E-Statement User.
  • No Cash Out Refinance.
  • No other loan rate discounts will apply.
  • The refinancing of current outstanding CCCCU loans are prohibited
*APR=Annual Percentage Rate. Loans are approved based on creditworthiness, Loan-To-Value, and other qualifications. The refinancing of current outstanding CCCCU loans are prohibited. For every $1,000 borrowed for 36 months at 3.99% APR, the monthly payment is $29.52. For every $1,000 borrowed for 60 months at 4.25% APR, the monthly payment is $18.53. For every $1,000 borrowed for 84 months at 4.99% APR, the monthly payment is $14.13. Your rate may be higher if the promotional terms and requirements are not met. Offer expires 06/30/2025.

This Member Deal/Coupon is promoted by North Orange County Chamber.

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